Financial Service Model Archives -

Interest Rates Are Low, What’s Your Strategy?

on August 7, 2018 Comments Off

Low interest rates are meant to stimulate economic growth by making it cheaper to borrow money to invest in physical and financial assets. Of course, there are always two sides to every story and with the increased ease of borrowing money brings the reduced return on investment.

With interest rates at tremendously low levels, we believe that you should be cautious in the average maturity to protect against rising interest rates. The FED has been raising rates recently and there has been discussion about increasing inflationary pressures which would indicate additional increases in rates.

A prudent approach to portfolio construction and focus on long term investing is the best process to follow. If you’re interested in learning more about our financial approach, contact our team today. Let’s Talk.

CLICK HERE TO CONTACT COURAGE MILLER

Attention, Diligence, And Experience – The Courage Miller Pillars

on July 24, 2018 Comments Off

When we started our business, we had a goal, to provide our clients the service they need with a singular focus on them, not on any products or external motives. We believe we accomplish that goal like this:

Attention – We believe that a partnership requires open communication about the details of your life that makes your story unique. To truly understand the dreams and goals of our clients, we must be dedicated and focused on listening to your story.
Diligence – Our foundation in service is built upon delivery of services based on your needs. Hard work is at the core of everything we do. We pride ourselves on our dedication to service, and we strive everyday to embody the motto of our founders’ alma mater, Virginia Tech, “Ut Prosim” – That I may serve.
Experience – We have been honored over the years to serve clients with their diverse financial needs. We work with families and individuals on their personal finances, foundations and trusts on their institutional investments, and small businesses on their retirement plan needs. We strive to build trusted relationships, so that you are able to focus on things that are more important to you such as your family and career.

So, whether you’re looking for help in a fiduciary role, retirement planning, financial planning, or any other of the services that we provide, our team is here to help you and give you the attention, diligence and experience that you need to help you accomplish your goals.

CLICK HERE TO CONTACT COURAGE MILLER

Placing Our Clients Interests First

on June 5, 2018 Comments Off

Our clients interests come first.

We established our business as an independent fee only registered investment advisor. Our goal was to remove conflicts of interest that exist by being paid commissions for selling products. As a result we strive to deliver independent guidance and exceptional service for our clients.

Or, more simply put, we’re not looking to sell you something you don’t need. We’re not motivated by commissions on products that meet our goals and not yours. We’re motivated by bringing exceptional service to our clients and by bringing a team effort with extensive experience and an open ear to hear what matters to you.

If you’re interested in learning more about how Courage Miller can help you, contact our team today. We’d love to talk with you.

CLICK HERE TO CONTACT US

Why Courage Miller Is Different

on May 22, 2018 Comments Off

One of the questions we field from prospective clients is, “why you?”

We get it. We understand that it can be difficult to distinguish between financial advisors and why you should choose one advisor over the other. So when we say we’re you’re partner, here’s why:

We believe that a partnership requires open communication about the details of your life that makes your story unique. To truly understand the dreams and goals of our clients, we must be dedicated and focused on listening to your story.

Our foundation in service is built upon delivery of services based on your needs. Hard work is at the core of everything we do. We pride ourselves on our dedication to service, and we strive everyday to embody the motto of our founders’ alma mater, Virginia Tech, “Ut Prosim” – That I may serve.
We established our business as an independent fee only registered investment advisor. Our goal was to remove conflicts of interest that exist by being paid commissions for selling products. As a result we strive to deliver independent guidance and exceptional service for our clients.

We have been honored over the years to serve clients with their diverse financial needs. We work with families and individuals on their personal finances, foundations and trusts on their institutional investments, and small businesses on their retirement plan needs. We strive to build trusted relationships, so that you are able to focus on things that are more important to you such as your family and career. We focus on serving with 4 major principles: Honesty, Transparency, Dependability, and Continuous Improvement.

To find out more about why we’re different, let’s talk.

CLICK HERE TO CONTACT US

How Much Money Have You Lost In Your Lifetime?

on December 19, 2017 Comments Off

How much money have you lost in your lifetime based on financial illiteracy? If you had to assign a dollar figure to the decisions made from lack of knowledge, would it be more or less than $30,000?

According to an article published by the National Financial Educators Council there was a online survey conducted in March of 2017 where they asked over 3,000 people about decisions they’ve made relative to the value of personal finance education and the education they receive in high school. Of those surveyed, 33% of people have felt that they have lost at least $15,000 in their lifetime. Similarly, 25% of people believe that they have lost at least $30,000 in their lifetime due to lack of financial knowledge.

The noticeable trend was that as people get older they feel they lose more money due to lack of financial literacy. Mostly attributable to the increase in income as we age.

So, we ask again, how much money have you lost? If you feel that you are missing out on the personal financial knowledge you need to provide today, contact us. We’re here to help!

CLICK HERE TO CONTACT COURAGE MILLER