Important Disclosure Information

 

Courage Partners, LLC (“Courage”) is an SEC registered investment adviser located in Norfolk, Virginia.  Courage and its representatives are in compliance with the current filing requirements imposed upon SEC registered investment advisers by those states in which Courage maintains clients. Courage may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Courage’s web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links.  Accordingly, the publication of Courage’s web site on the Internet should not be construed by any consumer and/or prospective client as Courage’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet.  Any subsequent, direct communication by Courage with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of Courage, please contact the SEC or the state securities regulators for those states in which Courage maintains a notice filing.  A copy of Courage’s’ current written disclosure statement discussing Courage’s business operations, services, and fees is available from Courage upon written request. Courage does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Courage’s web site or incorporated herein, and takes no responsibility therefor.  All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

Please remember that different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment or investment strategy (including those undertaken or recommended by Courage), will be profitable or equal any historical performance level(s).

Certain portions of Courage’s web site (i.e. newsletters, articles, commentaries, etc.) may contain a discussion of, and/or provide access to, Courage’s (and those of other investment and non-investment professionals) positions and/or recommendations as of a specific prior date.  Due to various factors, including changing market conditions, such discussion may no longer be reflective of current position(s) and/or recommendation(s).  Moreover, no client or prospective client should assume that any such discussion serves as the receipt of, or a substitute for, personalized advice from Courage, or from any other investment professional. Courage is neither an attorney nor an accountant, and no portion of the web site content should be interpreted as legal, accounting or tax advice.

Rankings and/or recognition by unaffiliated rating services and/or publications should not be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if Courage is engaged, or continues to be engaged, to provide investment advisory services, nor should it be construed as a current or past endorsement of Courage by any of its clients.  Rankings published by  magazines, and others, generally base their selections exclusively  on information prepared and/or submitted by the recognized adviser.

Each client and prospective client agrees, as a condition precedent to his/her/its access to Courage’s web site, to release and hold harmless Courage, its officers, directors, owners, employees and agents from any and all adverse consequences resulting from any of his/her/its actions and/or omissions which are independent of his/her/its receipt of personalized individual advice from Courage.

This site may contain links to other sites which sites are not maintained or controlled in any way by Courage. Links to any such sites that are not maintained or controlled by Courage are provided for convenience only and are not to be construed as an endorsement by Courage or any other party of the products, services, advice or opinions or any other content of such sites. Access to or use of sites to which links are provided are subject to the terms and conditions of such sites. You are fully responsible for any use that you make of the content contained in such sites and you are solely responsible for the consequences of any use of or reliance on such content.

Privacy Policy

 

Courage Miller Partners, LLC (referred to as “Courage “) maintains physical, electronic, and procedural safeguards that comply with federal standards to protect its clients’ nonpublic personal information (“information”). Through this policy and its underlying procedures, Courage attempts to secure the confidentiality of customer records and information and protect against anticipated threats or hazards to the security or integrity of customer records and information.

It is the policy of Courage to restrict access to all current and former clients’ information (i.e., information and records pertaining to personal background, investment objectives, financial situation, tax information/returns, investment holdings, account numbers, account balances, etc.) to those employees and entities who need to know that information in order to provide products or services to the client. Courage may disclose the client’s information if Courage is: (1) previously authorized to disclose the information to individuals and/or entities not
affiliated with Courage, including, but not limited to the client’s other professional advisors and/or service providers (i.e.” attorney, accountant, insurance agent, broker‐dealer, investment adviser, account custodian, etc.); (2) required to do so by judicial or regulatory process; or (3) otherwise permitted to do so in accordance with the parameters of applicable federal and/or state privacy regulations. The disclosure of information contained in any document completed by the client for processing and/or transmittal by Courage in order to facilitate the commencement/continuation/termination of a business relationship between the client and a
nonaffiliated third party service provider (i.e., broker‐dealer, investment adviser, account custodian, insurance company, etc.), including information contained in any document completed and/or executed by the client for Courage (i.e., advisory agreement, client information form, etc.), shall be deemed as having been automatically authorized by the client with respect to the corresponding nonaffiliated third party service provider.

Copyright

 

This site has been developed by and is the property of Courage.  All information and materials contained on this site are protected by copyright, trademark and/or other intellectual property laws of the United States and are the property of their respective owner(s). Subject to the limited license to use this site as described above, no person may copy, redistribute, reproduce or republish in any form, or link to this site or its contents in any manner whatsoever, including by way of hyperlinks or framing, unless that person has obtained the prior written consent of the Courage. Any infringement of the rights of the Courage may result in appropriate legal action.

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